Dental Insurance
LSU partners with Humana to provide you and your family with valuable Dental coverage at affordable rates. There are 2 options—Basic and Enhanced. You may select coverage for yourself, your spouse, and/or your child(ren). Children are eligible for coverage up to age 26. If you and your spouse are both LSU employees, only one of you may enroll in Family coverage.
Contact Information
Customer Service:
1-800-233-4013
Network: PPO/Traditional Preferred
Basic Dental Plan
The Basic Dental Plan is designed with two goals in mind: to promote good dental hygiene through preventive care and to provide you with the dental care you need at a low cost. The Plan will cover a percentage of Usual and Customary (U&C) charges, including 100% of preventive claims. All in-network dentists have agreed to honor the negotiated rates; however, out-of-network dentists may charge more, leaving you with additional out-of-pocket expenses. The Basic Plan has an annual deductible of $50/person up to $150/family for Basic and Major Services.
| Dental Services | In-Network | Out-of-Network |
|---|---|---|
| Preventive and Diagnostic - deductible is waived for these services Routine oral examinations Routine cleanings Oral cancer screenings |
100% | 100%* |
| Basic Services Emergency care for pain relief Periodontal cleanings Endodontics (root canals) |
45% | 45%* |
| Major Services Bridges Crowns Dentures |
20% | 20%* |
| Orthodontia - Adult & Child | Not covered on this plan | Not covered on this plan |
| Deductible | $50/$150 | $50/$150 |
| Annual Maximum | $1,000 | $1,000 |
| Waiting Period | None | None |
*Out of Network benefits are based on the Maximum Allowable Charge (MAC) of In-Network Benefits. Members may be balance billed the difference if using an Out of Network provider.
Enhanced Dental Plan
The Enhanced Dental Plan offers comprehensive dental coverage in an easy-to-use format. The Plan will cover a percentage of Usual and Customary (U&C) charges, including 100% of preventive claims. All in-network dentists have agreed to honor the negotiated rates; however, out-of-network dentists may charge more, leaving you with additional out-of-pocket expenses. Orthodontia is also included in the Enhanced Plan, making it a good choice for families with more extensive dental needs. The Enhanced Plan has an annual deductible of $50/person up to $150/family for Basic and Major Services.
| Dental Services | In-Network | Out-of-Network |
|---|---|---|
| Preventive and Diagnostic - deductible is waived for these services
Routine oral examinations |
100% | 100% |
| Basic Services Fillings Stainless steel crowns Periodontics and periodontal cleanings |
80% | 80% |
| Major Services Crowns Dentures Implant Services |
50% | 50% |
| Orthodontia - Adult & Child (Lifetime maximum of $1,500 per person) |
50% | 50% |
| Deductible | $50/$150 | $50/$150 |
| Annual Maximum | $2,000 | $2,000 |
| Waiting Period | None | None |
Premium Rates
Monthly Premiums (12 month employee)
| Coverage Plan | Basic Plan | Enhanced Plan |
|---|---|---|
| Employee Only | $22.76 | $41.82 |
| Employee + Spouse | $42.76 | $81.82 |
| Employee + Child(ren) | $59.06 | $99.48 |
| Family | $79.06 | $139.42 |
Monthly Premiums (9 month employee)
| Coverage Plan | Basic Plan | Enhanced Plan |
|---|---|---|
| Employee Only | $30.35 | $55.76 |
| Employee + Spouse | $57.01 | $109.09 |
| Employee + Child(ren) | $78.75 | $132.64 |
| Family | $105.41 | $185.89 |
Bi-Weekly/Wage Premiums
| Tier | Basic Plan | Enhanced Plan |
|---|---|---|
| Employee Only | $11.38 | $20.91 |
| Employee + Spouse | $21.38 | $40.91 |
| Employee + Child(ren) | $29.53 | $49.74 |
| Employee + Family | $39.53 | $69.71 |
Additional Benefits
Humana’s Special Discounts Program can help you look and feel your very best by giving you more choices and savings for health and wellness procedures. To access Humana’s Special Discounts Program, sign in to MyHumana.com, go to the “Coverage” tab at the top and scroll down to Special Discounts.